> For the complete documentation index, see [llms.txt](https://docs.lumiid.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.lumiid.com/welcome-to-lumiid.md).
# Welcome to LumiID
Whether you're building a fintech app, lending platform, HR system, marketplace, healthcare platform, or enterprise workflow, LumiID enables you to verify identities in seconds while reducing fraud and meeting compliance requirements.
## What you can Build
With LumiID APIs you can:
* Verify Nigerian NIN records
* Verify BVNs
* Verify CAC business registrations
* Verify TINs
* Verify bank accounts
* Validate NUBAN account details
* Perform business verification
* Build secure customer onboarding
* Detect fraudulent identities
* Monitor identity risk over time
### Why LumiID?
#### Fast Integration
REST APIs with JSON responses that can be integrated in minutes.
#### Enterprise Security
Encrypted communication, secure authentication, and NDPR-aligned data handling.
#### Built for Africa
Purpose-built infrastructure designed for African identity systems rather than adapted from global solutions.
#### Reliable
High availability infrastructure designed for production workloads.
#### Developer Friendly
Clear documentation, predictable APIs, sandbox environment, and consistent error handling.
### Who uses LumiID?
LumiID powers identity verification for:
* Fintechs
* Digital Banks
* Lending Platforms
* Payment Providers
* HR Platforms
* Payroll Systems
* Insurance Companies
* Telecommunications
* Government Services
* Healthcare Providers
* E-commerce Platforms
***
### Available APIs
| API | Description |
| --------------------- | -------------------------------------- |
| NIN Verification | Verify National Identification Numbers |
| BVN Verification | Verify Bank Verification Numbers |
| CAC Verification | Validate registered businesses |
| TIN Verification | Verify taxpayer records |
| Account Verification | Validate bank account ownership |
| Phone Verification | Verify phone numbers |
| Business Verification | Verify company identity |
| Fraud Intelligence | Assess identity risk |
***
### API Base URL
Production
```
https://api.lumiid.com/v1/
```
Sandbox
```
https://api.lumiid.com/v1/
```
***
### Response Format
All responses are returned as JSON.
Successful response
```json
{
"success": true,
"message": "Verification completed",
"data": {}
}
```
Failed response
{% code overflow="wrap" %}
```json
{
"success": false,
"message": "Invalid NIN",
"error": {
"code": "INVALID_NIN"
}
}
```
{% endcode %}
***
### Next Steps
If you're integrating LumiID for the first time:
1. Create a LumiID account
2. Generate your API keys
3. Make your first API request
4. Go live
Continue to the:
---
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